Home Funders Collaborative

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HomeFunders.org is the online hub of a nonprofit initiative dedicated to addressing one of Massachusetts' most critical social issues: the shortage of deeply affordable housing. The organization works to ensure that families with extremely low incomes can access safe, stable, and permanent homes in communities across the state.
Founded with the goal of closing the gap in housing affordability, HomeFunders collaborates with private investors, foundations, and nonprofit housing developers to finance housing projects that prioritize the needs of families earning below 30% to 50% of the area median income (AMI). Unlike traditional financing models that often overlook the poorest households, HomeFunders was built to serve those most at risk of housing instability or homelessness.
At the heart of HomeFunders' model is the use of pooled private capital to provide low-interest loans and grants to housing developers. These funds support the early stages of affordable housing development, including site acquisition, planning, and construction. In exchange, developers commit to allocating a portion of housing units—typically at least 20%—to families in the lowest income brackets. This model ensures that the most vulnerable populations are not left behind during new developments.
Over the years, HomeFunders has played a vital role in financing thousands of affordable homes throughout Massachusetts. The program has enabled the creation of housing units in more than 30 communities, from urban neighborhoods to suburban towns, helping to distribute affordable housing more equitably across the state. Many of these homes are reserved for extremely low-income families, providing a critical lifeline for parents and children in need of a stable foundation.
In addition to financing housing development, HomeFunders also focuses on community impact and long-term sustainability. The organization partners with mission-driven developers who are committed to building quality housing with access to transportation, schools, healthcare, and job opportunities. HomeFunders believes that affordable housing is not just about shelter—it's about giving families a real chance at upward mobility and a better quality of life.
The initiative is driven by a powerful vision: a Massachusetts where every child grows up in a stable home. To make that vision a reality, HomeFunders continues to seek support from philanthropic partners, socially conscious investors, and public leaders who understand that housing is a human right.
For families in need, HomeFunders represents hope. For developers and funders, it represents a smart, scalable solution to a pressing crisis. And for the state as a whole, it is a model for how public benefit can be achieved through strategic collaboration and innovative financing.
By working together, HomeFunders.org shows that it is possible to build not just homes—but stronger, more inclusive communities for everyone.